First-Time Buyer Tips
A focused learning module to guide you step-by-step on your home journey.
Buying your first home is exciting but can be overwhelming. Here are essential tips to guide you.
Budget for Hidden Costs
Remember transfer duties (on properties over R1.1m), bond registration fees, transfer attorney fees, and moving costs. Have cash saved for these upfront costs.
Location, Location
You can change a house, but you can't change its location. Research the area's safety, schools, and future development plans.
Check the Property
Look for structural issues, damp, and roof condition. Ask the seller for a mandatory disclosure form listing known defects.
Don't Overextend
Banks may approve you for more than you can comfortably afford. Ensure your monthly repayments leave room for living expenses, rates, levies, and maintenance.
Toolkit
Interactive resources at your fingertips
Essential resources, templates, and checklists to help you on your home buying journey. Click View to explore each resource in detail.
Property Inspection Checklist
ChecklistWhat to look for when viewing and inspecting a property
Home Buying Budget Template
TemplateCalculate all costs involved in buying your home